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Compare credit cards
Select up to 6 cards. Rows come from what these cards actually offer, so nothing is listed that none of them has. Where the cards can be ranked, the winner is highlighted green.
Quick verdict
- Lowest annual fee: ADCB LuLu Platinum Credit Card (AED 0)
- Lowest min. monthly salary: ADCB 365 Cashback Credit Card (AED 5,000)
- Best select categories: ADCB Betaqti Credit Card (0.7 points / AED 1)
| Metric | ADCB ADCB 365 Cashback Credit Card View card | ADCB ADCB Betaqti Credit Card View card | ADCB ADCB LuLu Platinum Credit Card View card |
|---|---|---|---|
| Cost and eligibility | |||
Annual fee | AED 383.25 No Annual Fee For the first year | AED 2,100 | AED 0 Free for life |
Min. monthly salary Lowest salary you can apply on | AED 5,000 | AED 10,000 | AED 8,000 |
Network | Visa | Mastercard | Mastercard |
Tier | Platinum | World Elite | Platinum |
| Rewards | |||
Welcome bonus | AED 365 | 250,000 points, 300,000 points, 500,000 points, 750,000 points | — |
All other spend | 1% cashback | 3 points / AED 1 | 1.25 points / AED 1 |
Foreign spend | — | 0.4 points / AED 1 merchants based in Europe (European Economic Area) | 0.4 points / AED 1 |
Select categories | — | 0.7 points / AED 1 supermarkets, auto dealers, insurance, quick service restaurants | 0.2 points / AED 1 |
Dining | 6% cashback | — | — |
Fuel | 5% cashback | — | — |
Groceries | 3% cashback | — | — |
Salik / tolls | 5% cashback | — | — |
Shopping | — | — | 8 points / AED 1 |
Streaming | 5% cashback | — | — |
Reward cap most you can earn back | AED 1,000 / month | — | — |
Spend needed to earn lower is better | AED 5,000 / month | — | — |
| Perks | |||
Entertainment | Popcorn and soft drink upgrade; Buy 1 Get 1 free movie tickets (up to 4 tickets per month) | VOX Cinemas Buy one, get one free | 20% discount on food and beverage at Reel Cinemas; Buy 1 Get 1 Free movie ticket at Reel Cinemas (2 tickets per month) |
Airport lounge | — | Airport Lounges (14 visits/year) | Complimentary airport lounge access (4 visits/year) |
Dining perks | 25% discount on select meals at VOX Cinemas | Caribou Coffee Buy one, get one free; talabat food and grocery delivery discounts (20% off) | — |
Concierge | — | Concierge Service | — |
Fitness | — | Complimentary Gym Access at UFC Gym | — |
Insurance | — | Travel Insurance | — |
Other perks | — | — | Zero-interest payment plan on school fees |
Travel perks | — | Avis Rent a Car Benefits; Complimentary Airport Transfers with Careem (4 rides/year); Hertz President's Circle Status; DISCOVERY Titanium Membership | — |